东盟数字一代报告：数字金融包容性（英）

This year’s edition of the report is the sixth in a series of annual reports that the World Economic Forum and Sea have jointly produced since 2017.

We continue to monitor the aspirations and concerns of ASEAN’s digital generation with the hope of generating insightful data to inform policy choices for the region in its pathway to a sustainable and inclusive digital economy.

Respondents confirmed the powerful role of digitalization in broadening access to financial services, particularly for underserved groups such as rural dwellers, micro-businesses and women. They further pointed out specific pain points/ barriers against their access to financial services in the region. Respondents also offered their preferences on how they wanted the services to be improved and how to acquire financial management skills.

The future of ASEAN’s digital economy can be even brighter with collaboration from all relevant stakeholders to address identified challenges in a timely and coordinated manner. Robust data and insights revealed in this report will hopefully guide targeted actions for further improving the current digital and financial inclusion landscape.

We thank all the teams and colleagues from the World Economic Forum and Sea for their dedicated efforts in helping to gather and analyse the data, provide linkages to relevant initiatives and produce this valuable outcome.

With continued uncertainty and fragility in global economic situations, we sincerely hope this report will be of helpful assistance and support to policy-makers, business leaders and all those working towards further strengthening ASEAN’s economy and for the future of ASEAN’s ever-growing digital generation.