Money20/20 Web3.0银行和支付的新轨道

If you work in the financial services industry, there’s a good chance that you have come across a plethora of exotic new terms and acronyms in the last couple of years – blockchain, DeFi, NFTs, DAOs. For those of you who are minting your own NFTs, tracking gas fees for ETH, debating the merits of stablecoins versus traditional cryptocurrencies, and dabbling with the metaverse, this report is not for you. Sorry – there will be other reports that are more your cup of crypto.

If, on the other hand, you are like many of us who nod knowingly at conversations at dinner parties but don’t truly understand the subject, this is your crash course. Call it Web3 101. It’s designed to get you up to speed and provide you with the foundation you need to add to the conversation of what is to come.

In the following pages, we’ll guide you through Web1, 2, and 3, unpack how blockchain, smart contracts, and tokens provide the architecture for a new form of internet, touch on how these innovations are impacting traditional financial services via decentralized finance (DeFi), and assess just how disruptive Web3 is likely to be, and when.

Money20/20 is the place where fintech conversations happen, and we invite you to participate in this Web3 discussion via dialogue with the authors directly, as well as via our social media channels (Twitter handles and email addresses at the end of the report). And, of course, our shows are THE place to have the conversation in person. We truly welcome your feedback and we look forward to being alongside you for the journey.

Read on to enter into the new frontier of a decentralized internet and all that that entails…